WS Canlife Diversified Risk Managed III Fund

 WS Canlife Diversified Risk Managed III Fund

• The Fund is designed to target a specific volatility range in order to maintain a specific risk profile. The asset mix of the Fund is tailored to this risk profile and will include exposure to equities that are between 0% and 40% of the value of the portfolio. At least 45% of the Fund’s assets by value will be exposed to lower risk assets such as fixed income assets and cash
• The sub-fund will seek to remain in risk profile 3 on a scale of 1 to 10, where 1 is the lowest risk profile and 10 is the highest risk profile
• The Fund aims to invest in a broad range of assets which can include the following assets: debt (including government and public securities, and corporate bonds), equities (including shares of companies, equity related securities such as depositary receipts, equity infrastructure and equity warrants), cash (including deposits, money market instruments) and alternative investments (including immovable property and property related securities)
• At least 90% of the Fund is invested in funds. These are typically funds managed by Canada Life Asset Management but it has the flexibility to invest in funds managed by external managers

Ratings

How the Fund is managed

• The fund manager combines their assessment of the macroeconomic environment and their overarching view of the different asset classes. This takes into account the expected volatility of, and correlations between, those asset classes to determine their weights in the portfolio
• The Fund is monitored on an ongoing basis to ensure it remains on track to meet its volatility-managed objectives, and rebalanced where necessary. The fund manager will also adjust the asset allocation to take advantage of tactical investment opportunities, while keeping volatility within the fund’s risk profile
• A quarterly in-house meeting for investment professionals takes place to determine the asset mix. 

For further details on the objective and investment policy, visit the Literature section to view fund KIIDs and Prospectus.

Reasons to recommend

Diversification
The Fund offers a straightforward, well-diversified portfolio consisting of a broad range of global assets, including equities, government and corporate bonds, infrastructure investment trusts and UK property.

Targets stable growth and income
The Fund may be appropriate for investors seeking reasonably stable capital growth and income while also being able to accept some level of risk, in accordance with their risk profile. The Fund may not be appropriate for investors who plan to withdraw their money within five years of investing.

Stable risk profile
The Fund is designed to maintain a stable risk profile through management within specific volatility parameters.

In-house management expertise
By investing in our own cost-effective range of actively managed funds, we are able to draw on the expertise of our in-house fund management teams and their long-term track records in fixed income, equities and property. The fund manager also has the ability to choose other external investment managers if an internal fund is not available or suitable.

This fund is available as part of the Core Range within Canada Life’s Retirement Account solution. Find more information on this here.

The value of investments may fall as well as rise and investors may not get back the amount invested

The fund may invest in property funds that may be illiquid and subject to wide price spreads, both of which can impact the value of the fund. The value of the property is based on the opinion of a valuer and is therefore subjective.

This page is for information only. It does not constitute a direct offer to anyone, or a solicitation by anyone, to subscribe for shares or buy units in fund(s). Subscription for shares and buying units in the fund must only be made on the basis of the latest Prospectus and the Key Investor Information Document (KIID) available in the Literature section.